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# Downsizing Made Simple

Make your next move, your best move

## Sitemaps

- [XML Sitemap](https://downsizingmadesimple.com.au/sitemap.xml): Contains all public & indexable URLs for this website.

## Posts

- [Over-50s Downsizing Forum | Brisbane 30 July](https://downsizingmadesimple.com.au/over-50s-downsizing-forum-brisbane-30-july/) - Join Rachel Lane and Noel Whittaker at GemLife’s free Over-50s Downsizing Forum in Brisbane on 30 July 2026. Insights on downsizing and retirement living.
- [How to Downsize | Lifestyle Communities, Narre Warren 18 July](https://downsizingmadesimple.com.au/how-to-downsize-lifestyle-communities-narre-warren-18-july/) - Join Rachel Lane in Narre Warren on Saturday 18 July to learn how to downsize and explore retirement living at a special event hosted by Lifestyle Communities.
- [Levande Masterclass & Display Home Tour | Brighton East 31 July](https://downsizingmadesimple.com.au/levande-masterclass-display-home-tour-brighton-east-31-july/) - Join Rachel Lane in Brighton East on Friday 31 July to learn about downsizing and retirement living at a special masterclass hosted by Levande at Oak Grange.
- [Care Communities: The new kind of living](https://downsizingmadesimple.com.au/care-communities-the-new-kind-of-living/) - Care communities are a new kind of retirement living built for ageing in place. Rachel Lane explains the costs, Age Pension impact and what to ask before moving.
- [Rachel Lane at Callisto Place | Bundoora 15 July](https://downsizingmadesimple.com.au/rachel-lane-at-callisto-place-bundoora-15-july/) - Join Rachel Lane in Bundoora on 15 July to learn about downsizing and retirement living at a special event hosted by Callisto Place, Bolton Clarke.
- [Ageing Well Expo | Homebush, Sydney 26–27 June](https://downsizingmadesimple.com.au/sydney-ageing-well-expo-homebush-26-27-june/) - See Rachel Lane on the Main Stage at the Sydney Ageing Well Expo, Homebush, on 27 June for a free keynote on making confident choices about care, costs and home.
- [What the 2026 Budget means for your downsizing and retirement plans](https://downsizingmadesimple.com.au/what-the-2026-budget-means-for-your-downsizing-and-retirement-plans/) - The 2026 Federal Budget leaves the family home CGT exemption intact — but if you have an investment property or large super balance, the new rules could cost you. Here's what to know.
- [Thinking of Downsizing | North Sydney 21 May](https://downsizingmadesimple.com.au/thinking-of-downsizing-north-sydney-21-may/) - Join Noel Whittaker & Rachel Lane for a free high tea on downsizing in North Sydney, 21 May 2026. Expert insights & help shape RSL LifeCare's vision. RSVP now!
- [The aged care trap pushing couples to the brink](https://downsizingmadesimple.com.au/the-aged-care-trap-pushing-couples-to-the-brink/) - When one partner enters aged care, the financial impact on the other can be devastating. Find out how the means test works — and why getting advice early matters.
- [What it really costs to downsize](https://downsizingmadesimple.com.au/what-it-really-costs-to-downsize/) - Wondering about the costs to downsize? Allison discovered her monthly fee matched what she was already spending at home. Here's how to compare.
- [Selling an exempt asset](https://downsizingmadesimple.com.au/selling-an-exempt-asset/) - Selling an exempt asset like your family home can affect your aged pension. Learn how the assets test works, what the thresholds are, and where rent assistance might apply.
- [Natrium Coral Cove Discovery Lunch | Bundaberg 29 April](https://downsizingmadesimple.com.au/natrium-coral-cove-discovery-lunch-bundaberg-29-april/) - Discover Natrium Coral Cove at this free event. Learn about downsizing, land lease living and retirement options with expert Rachel Lane.
- [Why the biggest cost of a retirement village is the day you leave](https://downsizingmadesimple.com.au/why-the-biggest-cost-of-a-retirement-village-is-the-day-you-leave/) - The biggest retirement village cost isn’t upfront — it’s when you leave. Learn how exit fees and contracts can impact your pension and finances.
- [Stamp duty and downsizing — when you have to pay it](https://downsizingmadesimple.com.au/stamp-duty-and-downsizing-when-you-pay-it/) - Do you pay stamp duty when downsizing? Learn when it applies, when it doesn’t, and how it can impact your retirement move.
- [What to consider when downsizing from a large property](https://downsizingmadesimple.com.au/what-to-consider-when-downsizing-from-a-large-property/) - Downsizing from a large property? Learn the real costs, lifestyle changes and financial traps — including body corporate fees and hidden expenses.
- [Downsizing and Dollars with Rachel Lane | Highton 1 April](https://downsizingmadesimple.com.au/downsizing-and-dollars-with-rachel-lane-highton-1-april/) - Join Rachel Lane in Highton for a free downsizing masterclass covering retirement living options, financial benefits and preparing your home for sale.
- [Rachel Lane at Sovereign Rise | Port Macquarie 17 April](https://downsizingmadesimple.com.au/rachel-lane-at-sovereign-rise-port-macquarie-17-april/) - Join Rachel Lane in Port Macquarie on 17 April to learn about downsizing and retirement living at a special event hosted by Sovereign Rise.
- [Downsizing with Rachel Lane | McQuoin Park, Wahroonga 26 March](https://downsizingmadesimple.com.au/downsizing-with-rachel-lane-mcquoin-park-wahroonga-26-march/) - Join Rachel Lane at McQuoin Park on 26 March to learn about downsizing, retirement living costs and planning your next chapter with confidence.
- [Downsizing and Dollars with Rachel Lane | Castle Hill 24 March](https://downsizingmadesimple.com.au/downsizing-and-dollars-with-rachel-lane-castle-hill-24-march/) - Join Rachel Lane in Castle Hill for a free downsizing masterclass covering the financial benefits of downsizing and planning your next chapter.
- [Insights into retirement with Rachel Lane | St Kilda 19 March](https://downsizingmadesimple.com.au/insights-into-retirement-with-rachel-lane-st-kilda-19-march/) - Join Rachel Lane at Bolton Clarke’s Europa on Alma in St Kilda on 19 March for expert insights into retirement living, downsizing, and aged care planning.
- [Ageing Well Expo | Melbourne 20–21 March](https://downsizingmadesimple.com.au/ageing-well-expo-melbourne-20-21-march/) - Hear Rachel Lane and Noel Whittaker speak at the Ageing Well Expo in Melbourne on 20 March. Learn practical strategies for retirement, downsizing and aged care planning.
- [Celebrating the people behind great retirement communities](https://downsizingmadesimple.com.au/celebrating-the-people-behind-great-retirement-communities/) - Rachel Lane celebrates the 2026 Property Council Retirement Living state winners and their passion for residents and community care.
- [Downsizing traps — why the numbers don’t always add up](https://downsizingmadesimple.com.au/downsizing-traps-why-the-numbers-dont-always-add-up/) - Avoid common downsizing traps. Learn the real costs of selling, stamp duty and moving — and what you’ll actually walk away with.
- [Tiny homes and downsizing](https://downsizingmadesimple.com.au/tiny-homes-and-downsizing/) - Is a tiny home the right downsizing option? Learn how to free up equity, reduce costs and plan smarter for retirement living.
- [The $10b aged care “rip-off” — why downsizers should care](https://downsizingmadesimple.com.au/the-10b-aged-care-rip-off-why-downsizers-should-care/) - Downsizing? Learn how $10b aged care reforms may affect care at home, retirement planning and smart financial decisions when moving later in life.
- [Professor Henry Brodaty AO: 2026 Senior Australian of the Year 🇦🇺](https://downsizingmadesimple.com.au/2026-senior-australian-of-the-year/) - Meet 2026 Senior Australian of the Year Professor Henry Brodaty AO, and explore how community, connection and where you live can support long-term brain health.
- [I’m downsizing. Should I use the extra money to pay off my son’s mortgage?](https://downsizingmadesimple.com.au/im-downsizing-should-i-use-the-extra-money-to-pay-off-my-sons-mortgage/) - Downsizing can free up extra money, but should you use it to help your children? Key things to consider before paying off a child’s mortgage.
- [Why your aged care could cost more than a Ferrari](https://downsizingmadesimple.com.au/why-your-aged-care-could-cost-more-than-a-ferrari/) - Aged care can cost more than a luxury car. Here’s how accommodation payments and daily fees add up — and why planning ahead matters.
- [Christmas conversations about care & downsizing](https://downsizingmadesimple.com.au/christmas-conversations-about-care-downsizing/) - Christmas often sparks conversations about aged care and downsizing. Rachel Lane shares practical advice to help families plan ahead with confidence.
- [Christmas gifting and the Age Pension](https://downsizingmadesimple.com.au/christmas-gifting-and-the-age-pension/) - Christmas gifting can affect your Age Pension. Learn Centrelink gifting rules and when giving money to family could help or hurt your pension.
- [Buy now, pay later in retirement villages — should you have a choice?](https://downsizingmadesimple.com.au/buy-now-pay-later-in-retirement-villages-should-you-have-a-choice/) - Buy now, pay later retirement village fees can cost more over time. Learn why payment choice matters and how fees affect pensions and care costs.
- [Why the pension feels unfair, and what you can do](https://downsizingmadesimple.com.au/why-the-pension-system-can-feel-unfair-and-what-you-can-do-about-it/) - Australia’s pension rules can feel unfair, especially for modest savers. Learn why, and what you can do to improve your retirement income outcomes.
- [Starting aged care discussions early saves stress and money](https://downsizingmadesimple.com.au/starting-aged-care-discussions-early-saves-stress-and-money/) - Christmas is the perfect time for families to plan ahead, reduce stress and make better care and financial decisions.
- [Plan your move the smart way with a Village Guru Report](https://downsizingmadesimple.com.au/plan-your-move-the-smart-way-with-a-village-guru-report/) - Make informed retirement-village decisions with a Village Guru Report. Compare costs, contracts and future fees to choose the best option for your budget.
- [Discover retirement living with Levande | Mel, Syd & Adel | 24–27 Nov](https://downsizingmadesimple.com.au/discover-retirement-living-with-levande-syd-mel-adel-24-27-nov-2025/) - Explore Levande’s free retirement living info sessions in Melbourne, Sydney and Adelaide, 24–27 Nov 2025. Learn how to downsize with confidence.
- [Which retirement village contract is best?](https://downsizingmadesimple.com.au/which-retirement-village-contract-is-best/) - Unsure which retirement village contract is best? Compare exit fees, capital gains, and costs with Rachel Lane’s expert tips and a Village Guru Report.
- [Discover the next chapter of Kintyre Living | Dubbo | 20 Nov](https://downsizingmadesimple.com.au/discover-the-next-chapter-of-kintyre-living-dubbo-20-nov/) - Celebrate the launch of Kintyre Living’s newest stage in Dubbo. Join Rachel Lane on 20 Nov 2025 for expert insights, community updates, and canapés.
- [Downsizing Made Simple — Capel Sound | 17 October](https://downsizingmadesimple.com.au/downsizing-made-simple-capel-sound-17-october/) - Free downsizing info session with Rachel Lane — Village Glen, Capel Sound, 17 Oct. Learn about pensions, super, and retirement villages.
- [Should you give your kids a living inheritance?](https://downsizingmadesimple.com.au/should-you-give-your-kids-a-living-inheritance/) - Many parents want to give a living inheritance, but big gifts can affect your pension and retirement security. Learn the risks before you decide.
- [See the true cost of retirement living before you move](https://downsizingmadesimple.com.au/see-the-true-cost-of-retirement-living-before-you-move/) - See the TrueCost badge on Downsizing.com.au to access a free report powered by Village Guru — compare retirement living costs before you move.
- [Why gifting your home could cost you more than you think](https://downsizingmadesimple.com.au/why-gifting-your-home-could-cost-you-more-than-you-think/) - Thinking of gifting your home? Learn how Centrelink rules treat gifted assets and why generosity could reduce your pension or increase aged care costs.
- [What property market movements mean for downsizers](https://downsizingmadesimple.com.au/what-property-market-movements-mean-for-downsizers/) - Apartments have jumped nearly $100,000 in a year. Discover what property market shifts mean for downsizers planning their next move.
- [Living well after 50 — insights from the GemLife Lifestyle Forum](https://downsizingmadesimple.com.au/living-well-after-50-insights-from-the-over-50s-lifestyle-forum-in-brisbane/) - Insights from the Over 50s Lifestyle Forum in Brisbane — expert tips on wellness, finances and retirement living from Rachel Lane, Noel Whittaker & more.
- [Affordable downsizing options — what are your choices?](https://downsizingmadesimple.com.au/affordable-downsizing-options-what-are-your-choices/) - Explore affordable downsizing options, from rental villages to land lease communities, and learn how to compare the true costs.
- [Retirement village fees — your questions answered](https://downsizingmadesimple.com.au/retirement-village-fees-your-questions-answered/) - Rachel Lane answers your questions on retirement village exit fees and affordable downsizing options under $500,000.
- [VCAT Rules Lifestyle Communities’ Exit Fees Unenforceable](https://downsizingmadesimple.com.au/vcat-rules-lifestyle-communities-exit-fees-unenforceable/) - VCAT has voided Lifestyle Communities’ exit fees due to lack of upfront disclosure. Residents may now be protected from unfair charges under Victorian tenancy law.
- [🎙️ RADIO: What You Need to Know About Exit Fees in Retirement Villages](https://downsizingmadesimple.com.au/what-you-need-to-know-about-exit-fees-in-retirement-villages/) - Confused about exit fees in retirement villages? Rachel Lane explains how they work, what they really cost, and how to compare contracts with confidence.
- [Exclusive Retirement Presentation, Sherwin Rise, Wollert | 21 August](https://downsizingmadesimple.com.au/exclusive-retirement-presentation-sherwin-rise-wollert-21-august/) - Join us at Sherwin Rise, Wollert on 21 Aug for a free expert panel on Retirement Living & Ageing in Place. Limited spots—register by 12 Aug.
- [Age Pension thresholds go up](https://downsizingmadesimple.com.au/age-pension-thresholds-go-up/) - Age Pension thresholds go up from 1 July. Learn what’s changing, what’s staying the same, and how it could impact your pension payment.
- [Retirement village costs explained: Exit fees, pensions, and what you need to know](https://downsizingmadesimple.com.au/retirement-village-costs-explained-exit-fees-pensions-and-what-you-need-to-know/) - If you’ve been thinking about moving to a retirement village, you’ve probably heard all sorts of things about exit fees, contracts, and what it might mean for your super or pension. In this short video, Aged Care Gurus Principal Rachel Lane joins Jakob Neeland from Hello Leaders to break down the biggest financial misconceptions —
- [Over-50s Lifestyle Forum presented by GemLife | 23 July](https://downsizingmadesimple.com.au/over-50s-lifestyle-forum-presented-by-gemlife-23-july/) - Join us for a free lifestyle forum by GemLife, featuring insights on finance, downsizing, and health for those over 50. Hosted by popular TV personality Jamie Durie, with expert speakers Noel Whittaker, Rachel Lane, and Carly Barlow.
- [Open Day with Rachel Lane at Highlands, Craigieburn  | 28 June](https://downsizingmadesimple.com.au/downsizing-with-rachel-lane-at-highlands-craigieburn-28-june/) - Discover vibrant retirement living at Highlands Retirement Village Open Day! Enjoy guided tours, expert insights from Rachel Lane, live music, and community fun.
- [How to manage your money in retirement Webinar with The Senior  | 8 July](https://downsizingmadesimple.com.au/how-to-manage-your-money-in-retirement-webinar-with-the-senior-8-july/) - Join finance guru Noel Whittaker in conversation with The Senior editor Desiree Savage on Tuesday 8 July at 2pm AEST, as they explore how to make the most of your money in challenging times. From boosting your Age Pension to understanding how long your money will last, this free webinar is packed with practical advice
- [Care might be a four letter word — but it pays to plan](https://downsizingmadesimple.com.au/care-might-be-a-four-letter-word-but-it-pays-to-plan/) - Aged care costs are rising from 1 July. Learn how to future-proof your downsize and avoid surprises with tools, advice, and the Village Guru Report.
- [Victorian Law Week, Beaumaris Library  | 21 May](https://downsizingmadesimple.com.au/victorian-law-week-beaumaris-library-21-may/) - Join Rachel Lane this Law Week to learn what the Aged Care Act 2024 changes mean for retirement living, home care and aged care costs.
- [Know you want to downsize — but where to?](https://downsizingmadesimple.com.au/know-you-want-to-downsize-but-where-to/) - Compare retirement village costs with a Village Guru Report. Understand fees, pension impacts, care needs, and find the right place to downsize — with confidence.
- [🎧 PODCAST: Aged Care changes from 1 July](https://downsizingmadesimple.com.au/🎧-podcast-aged-care-changes-from-1-july/) - Big changes to aged care start 1 July. Rachel Lane explains what’s changing, how it affects costs and care, and what it means for your family.
- [Downsizing with Rachel Lane at Pine Lake, Elanora  | 16 April](https://downsizingmadesimple.com.au/downsizing-with-rachel-lane-at-pine-lake-elanora-6-march/) - Join Rachel Lane on 6 March at Pine Lake Village, Elanora, for expert downsizing insights, financial tips & a tour of brand-new apartments. RSVP now!
- [Downsizing with Rachel Lane at Picton Bowling Club  | 18 March](https://downsizingmadesimple.com.au/downsizing-with-rachel-lane-at-picton-bowling-club-18-march/) - Join Rachel Lane on 18 March at Picton Bowling Club for downsizing insights, financial tips & an invite to upcoming Waratah Highlands Village events. RSVP now!
- [Is there a catch with land lease communities?](https://downsizingmadesimple.com.au/is-there-a-catch-with-land-lease-communities/) - Thinking about a land lease community? It may not have an exit fee, but is there a catch? Learn how it compares to retirement villages and what to consider.
- [🎧 PODCAST: Lifestyle villages vs retirement villages](https://downsizingmadesimple.com.au/🎧-podcast-lifestyle-villages-vs-retirement-villages/) - Rachel Lane joins Glen James on the RetireRight podcast to explain the key differences between lifestyle and retirement villages, including costs and benefits.
- [Downsizing Made Simple with Noel Whittaker and Rachel Lane, Sydney | March & April](https://downsizingmadesimple.com.au/downsizing-made-simple-with-noel-whittaker-and-rachel-lane-sydney-northern-beaches-26-27-march-2-3-april/) - Join Noel Whittaker & Rachel Lane for a high tea event on downsizing. Get expert insights & help shape RSL LifeCare’s vision for veterans & seniors. Register now!
- [Exclusive Retirement Seminar | 13 February](https://downsizingmadesimple.com.au/retirement-seminar-13-february/) - Join Rachel Lane at St. Clare, Kew, for an exclusive retirement seminar. Gain expert insights & receive a free copy of Downsizing Made Simple!
- [Can I afford aged care after paying a 35% exit fee?](https://downsizingmadesimple.com.au/can-i-afford-aged-care-after-paying-a-35-exit-fee/) - Affording aged care after paying exit fees from a retirement village is a question many downsizers face — and Rachel Lane has a surprising answer.
- [Vertical land lease communities: A new way to retire closer to the city](https://downsizingmadesimple.com.au/vertical-land-lease-communities-a-new-way-to-retire-closer-to-the-city/) - A game-changer for retirement living, the first vertical land lease community on the Gold Coast offers an affordable, community-focused lifestyle closer to the city.
- [If downsizing is on the Christmas agenda](https://downsizingmadesimple.com.au/if-downsizing-is-on-the-christmas-agenda/) - Christmas chats with family about retirement living? Explore the financial and lifestyle impacts of downsizing into a retirement village. Learn about costs, exit fees, pension impacts, and rent assistance options with expert tools like Village Guru.
- [Top 5 questions to ask when considering downsizing](https://downsizingmadesimple.com.au/top-5-questions-to-ask-when-considering-downsizing/) - Discover the top five essential questions to ask when considering downsizing your home. This guide offers insights into financial implications, lifestyle choices, and practical steps to ensure a smooth transition to a more suitable living space.
- [Real story spotlight: Jan's move to Bolton Clarke’s Europa on Alma](https://downsizingmadesimple.com.au/real-story-spotlight-jan-bolton-clarke-europa/) - Discover how Jan embraced a vibrant lifestyle at Bolton Clarke's Europa on Alma, a luxurious retirement community in St Kilda, Melbourne. Explore her journey of downsizing and the benefits of modern retirement living.
- [Rachel Lane on Studio 10](https://downsizingmadesimple.com.au/rachel-lane-on-studio-10/) - Rachel Lane, co-author of Downsizing Made Simple, joins Studio 10 to share expert advice on making downsizing stress-free and rewarding. It’s not just about the money — it’s about the vibe!
- [How much does it cost to move to a retirement village](https://downsizingmadesimple.com.au/how-much-does-it-cost-to-move-to-a-retirement-village/) - When considering the move to a retirement village, one can easily become overwhelmed with the intricate financial details. Numerous fees and costs make it a daunting process for many. Nevertheless, by segmenting these fees into ‘ingoing’, ‘ongoing’, and ‘outgoing’, the task becomes much more manageable. Here’s a breakdown of five essential steps to navigate the
- [How to avoid a ‘death tax’ on your superannuation](https://downsizingmadesimple.com.au/how-to-avoid-a-death-tax-on-your-superannuation/) - Superannuation’s so-called ‘death tax’ is a topic that’s sparked a lot of interest. However, its complexities and the ways to mitigate it are often not clear to many. Let’s delve deeper into what this tax is and how one can potentially work around it. A brief on superannuation components In layman’s terms, your superannuation balance
- [Four steps to take before downsizing your home](https://downsizingmadesimple.com.au/four-steps-to-take-before-downsizing-your-home-2/) - For many Australians approaching their golden years, the family home starts to feel like the “forever home”, a place to spend the serene retirement years. However, the choice to downsize can be a monumental one, requiring thorough research and introspection. Step 1: Understanding the ‘why’ behind downsizing The reasons for downsizing are as diverse as
- [More retirement villages ditch capital gain sharing in contract revamp](https://downsizingmadesimple.com.au/more-retirement-villages-ditch-capital-gain-sharing-in-contract-revamp-2/) - Retirement village contracts are undergoing a significant shift, moving towards prioritising certainty and flexibility for residents over offering them a portion of the capital gain on their units. The latest data from the 2023 Retirement Living Census reveals fascinating insights about the evolving nature of these contracts. If you’re considering the move to a retirement
- [Pensions set to increase on September 20](https://downsizingmadesimple.com.au/pension-pay-rise-set-for-20-september/) - Get the latest updates on the 2023-24 Federal Budget reforms affecting Age Pension, JobSeeker, Rent Assistance and more. Learn how these changes could impact you.
- [How did Jan get her downsizing decision right?](https://downsizingmadesimple.com.au/how-did-jan-get-her-downsizing-decision-right/) - A Village Guru Report enables you to see the village costs ingoing, ongoing and outgoing together with an estimate of your Age Pension and Rent Assistance entitlements. It can even show you how much funding is available through a Home Care Package and what the fees will be.
- [Parking your money the smart way](https://downsizingmadesimple.com.au/parking-your-money-the-smart-way/) - Navigating superannuation and the financial intricacies of retirement can be challenging. Let’s delve into some common queries about these matters, which many Australians grapple with.Accumulation vs. Pension mode: what’s the verdict?At 70, earning $110,000 annually and with $550,000 in super in a balanced fund, one might wonder if leaving their money in accumulation mode is
- [Supersize your downsize](https://downsizingmadesimple.com.au/supersize-your-downsize/) - For many, the term “downsize” conjures images of a more compact, less expensive dwelling. Yet, downsizing doesn’t necessarily equate to moving into a tiny home.
- [‘If I sell my house, how long do I have to buy another one before I lose my Age Pension?’](https://downsizingmadesimple.com.au/if-i-sell-my-house-how-long-do-i-have-to-buy-another-one-before-i-lose-my-age-pension/) - Find out how long you have before you need to buy again so you don't risk losing your Age Pension.
- [What is my homeowner status in a retirement village?](https://downsizingmadesimple.com.au/what-is-my-homeowner-status-in-a-retirement-village/) - Unravel the complexities of homeowner status in retirement villages and its impact on age pension and rent assistance. Get expert insights from downsizing specialist Rachel Lane. Need clarity? Discover how Village Guru can guide you through.
- [Understanding retirement village buyback schemes](https://downsizingmadesimple.com.au/understanding-retirement-village-buyback-schemes/) - Rachel Lane delves into retirement village buyback schemes. Learn how they work, their worth, the legislation behind them, and how they affect your financial decisions when leaving.
- [Every step to take before downsizing your home](https://downsizingmadesimple.com.au/every-step-to-take-before-downsizing-your-home/) - Explore our comprehensive guide on downsizing your home, with expert insights from Rachel Lane and Noel Whittaker. Discover the financial, logistical, and emotional considerations to ensure a seamless move to your new residence. Learn the strategic steps to a fulfilling lifestyle change and secure your future with our latest edition of 'Downsizing Made Simple'.
- [Making sense of retirement village contracts](https://downsizingmadesimple.com.au/making-sense-of-retirement-village-contracts/) - Making the move to a retirement village can be both exciting and daunting. The exciting part is normally around the ability to free up time and money to enjoy more of your favourite pastimes. The daunting part is typically around the financial arrangements.
- [How much do I need to retire?](https://downsizingmadesimple.com.au/how-much-do-i-need-to-retire/) - How much do you need to retire? How long is a piece of string? Think about it, there are a multitude of factors that determine how much you would need to retire comfortably. These include the state of your health, your life expectancy, your spending habits, how often the kids put their hands out for help and what level of age pension may be available to you.
- [Making the retirement living choice easier](https://downsizingmadesimple.com.au/making-the-retirement-living-choice-easier/) - There are a myriad of fees associated with retirement villages: upfront payments, ongoing fees during your stay, and charges upon departure (exit fees). The exit fees can involve complex formulas that include a percentage of your original purchase price or future sale price, shares of capital gains or capital loss, renovation costs, sales commissions, and marketing fees.
- [Aged care season and why we need to talk about it](https://downsizingmadesimple.com.au/aged-care-season-and-why-we-need-to-talk-about-it/) - Some people call it the silly season, others call it the festive season, but I call this time of year aged care season. It’s a time when families come together, maybe for the first time since last Christmas, and notice that mum or dad (or both) need care.
- [How does living in a caravan park affect my pension?](https://downsizingmadesimple.com.au/how-does-living-in-a-caravan-park-affect-my-pension/) - Are you living in a caravan park and curious about your homeowner status for aged pension? Find out how this unique living situation impacts your pension and benefits.
- [Almost 5m Australians will get a pension pay rise on 20 March](https://downsizingmadesimple.com.au/almost-5m-australians-will-get-a-pension-pay-rise-on-20-march/) - Nearly 5m Australians to receive pension increases on 20 March due to indexation, boosting support for Age, Disability, and Carer recipients.
- [Supersize Your Downsize Webinar | 14 March](https://downsizingmadesimple.com.au/supersize-your-downsize-webinar-14-march/) - Did you know that Supersizing Your Downsize could increase your pension? Find out more at this FREE Webinar with Rachel Lane. She will answer all your Frequently Asked retirement Questions (FArQ). When: 12.30pm (Melbourne time), 14 March 2024Where: OnlineRegister here She’ll also be demonstrating our Village Guru software. It crunches the numbers on village costs,
- [Navigating Retirement Village Payment Options Webinar | 21 March](https://downsizingmadesimple.com.au/navigating-retirement-village-payment-options-webinar-21-march/) - Are you confused about all the payment options available at Retirement Villages? Find out how exit fees work, and how to compare the costs of different villages at this FREE Webinar with Rachel Lane. She will answer all your Frequently Asked retirement Questions (FArQ). When: 12.30pm (Melbourne time), 21 March 2024Where: OnlineRegister here She’ll also
- [Rachel Lane at Morgan Glen Iris | 22 March](https://downsizingmadesimple.com.au/rachel-lane-at-morgan-glen-iris-22-march/) - Get all your questions answered by Australia's leading retirement living expert, Rachel Lane. While enjoying a delicious complimentary high tea. Followed by a tour of display apartments and shared spaces. Time: 9.30amDate: 22 March 2024Location: 14 Elizabeth Street, Glen Iris VIC 3146 RSVP by 15 March and secure your spot today! Call 1300 667 444
- [Making retirement village comparison easy](https://downsizingmadesimple.com.au/making-retirement-village-comparison-easy/) - There’s often a lot of confusion when it comes to retirement village fees, but now there’s a simple tool to make it easier. A Village Guru Report follows our mantra of downsizing made simple, so you can easily see what it will cost to move into a retirement village, and enjoy the advantages of living with like-minded individuals with amazing amenities and a chock-a-block social calendar sooner!
- [Retirement living in Melbourne](https://downsizingmadesimple.com.au/retirement-living-in-melbourne/) - Rachel Lane took Lisa Leong from ABC Radio Melbourne on a tour of four different retirement villages around Melbourne to discover the retirement living options that are available. She also learned the answer to the question, 'What time is happy hour?'
- [Age Pension and Rent Assistance Webinar | 9 April](https://downsizingmadesimple.com.au/age-pension-and-rent-assistance-webinar-9-april/) - If you’re thinking about downsizing you probably have questions like “How will it affect my pension?” or “What’s Rent Assistance, and do I qualify?”
- [Supersize Your Downsize Webinar | 16 April](https://downsizingmadesimple.com.au/supersize-your-downsize-webinar-16-april/) - Did you know that Supersizing Your Downsize could increase your pension? Find out more at this FREE Webinar with Rachel Lane. She will answer all your Frequently Asked retirement Questions (FArQ). When: 12.30pm (Melbourne time), 16 April 2024Where: OnlineRegister here She’ll also be demonstrating our Village Guru software. It crunches the numbers on village costs,
- [U3A Downsizing Course | from 19 April, weekly for 6 weeks](https://downsizingmadesimple.com.au/u3a-downsizing-course-from-19-april/) - "Downsizing", a short course series designed to equip you with up-to-date information, tools and contacts to better support your informed decision making around Downsizing, Retiring and future Care support.
- [Navigating Retirement Village Payment Options Webinar | 23 April](https://downsizingmadesimple.com.au/navigating-retirement-village-payment-options-webinar-23-april/) - Are you confused about all the payment options available at Retirement Villages? Find out how exit fees work, and how to compare the costs of different villages at this FREE Webinar with Rachel Lane. She will answer all your Frequently Asked retirement Questions (FArQ). When: 12.30pm (Melbourne time), 23 April 2024Where: OnlineRegister here She’ll also
- [New free service helping downsizers decide](https://downsizingmadesimple.com.au/new-free-service-helping-downsizers-decide/) - Visit our Find a Village page to find where you can get a free Village Guru Report, to make the downsizing decision easier.
- [Want to help the housing crisis? Bring back the pensioner savings account](https://downsizingmadesimple.com.au/want-to-help-the-housing-crisis-bring-back-the-pensioner-savings-account/) - When downsizing your home, it’s essential to consider the impact on your pension. However, there’s a potential solution that could benefit retirees: the reintroduction of a pensioner savings account.
- [Meet Rachel Lane at Summerset Cranbourne North | 13 June](https://downsizingmadesimple.com.au/meet-rachel-lane-at-summerset-cranbourne-north-13-june/) - Join us at Summerset Cranbourne North on Thursday 13 June to hear from retirement guru, author, speaker and newspaper columnist, Rachel Lane.
- [Over-50s Lifestyle Forum presented by GemLife | 18 June](https://downsizingmadesimple.com.au/over-50s-lifestyle-forum-presented-by-gemlife-18-june/) - Join us for a free lifestyle forum by GemLife, featuring insights on finance, downsizing, and health for those over 50. Hosted by former Australian cricketer and TV presenter Mike Whitney, with expert speakers Noel Whittaker, Rachel Lane, and Carly Barlow.
- [2024 Federal Budget recap for older Australians](https://downsizingmadesimple.com.au/2024-federal-budget-recap-for-older-australians/) - The lynchpin of 2024 Federal Budget was the tax cuts which mean anyone earning less than $146,000 in taxable income will receive a bigger cut than previously legislated, while those earning more will receive a smaller cut. Given that most seniors don’t pay tax (or pay very little) the tax cuts are unlikely to make any material difference.
- [New book on estate planning](https://downsizingmadesimple.com.au/new-book-on-estate-planning/) - 12 million Australians do not have a will and 60% have never given a thought to estate planning. That’s a serious situation — and a signal that many people are unaware of the complexities that can arise if proper estate planning is not put in place.
- [Age Pension and Rent Assistance Webinar | 4 June](https://downsizingmadesimple.com.au/age-pension-and-rent-assistance-webinar-4-june/) - If you’re thinking about downsizing you probably have questions like “How will it affect my pension?” or “What’s Rent Assistance, and do I qualify?” Find out more at this FREE Webinar with Rachel Lane. She will answer all your Frequently Asked retirement Questions (FArQ). When: 12.30pm (Melbourne time), 4 June 2024Where: OnlineRegister here She’ll also
- [Supersize Your Downsize Webinar | 5 June](https://downsizingmadesimple.com.au/supersize-your-downsize-webinar-5-june/) - Did you know that Supersizing Your Downsize could increase your pension? Find out more at this FREE Webinar with Rachel Lane. She will answer all your Frequently Asked retirement Questions (FArQ). When: 12.30pm (Melbourne time), 5 June 2024Where: OnlineRegister here She’ll also be demonstrating our Village Guru software. It crunches the numbers on village costs,
- [Retirement Village Payment Options Webinar | 6 June](https://downsizingmadesimple.com.au/navigating-retirement-village-payment-options-webinar-6-june/) - Are you confused about all the payment options available at Retirement Villages? Find out how exit fees work, and how to compare the costs of different villages at this FREE Webinar with Rachel Lane. She will answer all your Frequently Asked retirement Questions (FArQ). When: 12.30pm (Melbourne time), 6 June 2024Where: OnlineRegister here She’ll also
- [Crunching the numbers on Retirement Living at Living Choice Galston | 10 July](https://downsizingmadesimple.com.au/crunching-the-numbers-on-retirement-living-at-living-choice-galston-10-july/) - You’re Invited to an Exclusive Open Day at Living Choice Glenhaven. Get ready to connect with guest speaker, Rachel Lane, SMH Money columnist and author, and take a tour of Living Choice's vibrant village located in picturesque Galston with views of the Blue Mountains.
- [Downsizing questions answered so it’s easier to make your decision](https://downsizingmadesimple.com.au/downsizing-questions-answered-so-its-easier-to-make-your-decision/) - Rachel Lane recently went on ABC Radio Canberra to answer the most commonly asked downsizing questions.
- [Rightsizing your Life in Retirement at Aveo Oak Tree Hill | 14 August](https://downsizingmadesimple.com.au/rightsizing-your-life-in-retirement-at-aveo-oak-tree-hill-14-august/) - Join us for afternoon tea with Rachel Lane. Rachel, a columnist the The Age and best-selling author, will explore the important legal and financial considerations, how downsizing can affect your lifestyle, pension, superannuation and other benefits. We have five copies of her latest book Downsizing Made Simple to give away as door prizes! When: 1.30
- [Rightsizing your Life in Retirement at Aveo Concierge Bayside | 22 August](https://downsizingmadesimple.com.au/rightsizing-your-life-at-aveo-concierge-bayside-22-august/) - Discover greater freedom in retirement! Join our free info session at Concierge Bayside Retirement Village. Get key insights and enjoy a delicious afternoon tea.
- [Age Pension and Rent Assistance Webinar | 17 September](https://downsizingmadesimple.com.au/age-pension-and-rent-assistance-webinar-17-september/) - Thinking about downsizing? Have questions about pensions or Rent Assistance, including the new pension rates? Find out more at this FREE Webinar with Rachel Lane. She will answer all your Frequently Asked retirement Questions (FArQ). When: 12.30pm (Melbourne time), 17 September 2024Where: OnlineRegister here She’ll also be demonstrating our Village Guru software. It crunches the
- [Supersize Your Downsize Webinar | 24 September](https://downsizingmadesimple.com.au/supersize-your-downsize-webinar-24-september/) - Did you know that Supersizing Your Downsize could increase your pension? Rachel Lane shares real-life case studies on how you can make the most of your downsize. She will answer all your Frequently Asked retirement Questions (FArQ). When: 12.30pm (Melbourne time), 24 September 2024Where: OnlineRegister here She’ll also be demonstrating our Village Guru software. It
- [Retirement Village Payment Options Webinar | 1 October](https://downsizingmadesimple.com.au/retirement-village-payment-options-webinar-1-october/) - Are you confused about all the payment options available at Retirement Villages? Find out how exit fees work, and how to compare the costs of different villages at this FREE Webinar with Rachel Lane. Real life case studies included! She will answer all your Frequently Asked retirement Questions (FArQ). When: 12.30pm (Melbourne time), 1 October
- [Granny flats — great solution or road to disaster?](https://downsizingmadesimple.com.au/granny-flats-great-solution-or-road-to-disaster/) - Discover how granny flats are becoming a quick and affordable solution to the housing crisis, with state governments easing planning restrictions. Learn about the benefits and complexities of granny flat arrangements, including tax implications, pension entitlements, and legal considerations.
- [Noel Whittaker in conversation with Rachel Lane | 16, 17 & 18 October](https://downsizingmadesimple.com.au/noel-whittaker-in-conversation-with-rachel-lane-16-17-18-october/) - Join finance expert Noel Whittaker and aged care guru Rachel Lane in Victoria libraries this October for insights on their book, Downsizing Made Simple.
- [Accessing Home Care in a Village: What you need to know](https://downsizingmadesimple.com.au/accessing-home-care-in-a-retirement-or-lifestyle-village-what-you-need-to-know/) - Discover how to access home care services in retirement villages, offering flexible, personalised support to help you age comfortably and independently.
- [Downsizer Seminar, The Works Corrimal | 24 October](https://downsizingmadesimple.com.au/downsizer-seminar-the-works-corrimal-24-october/) - Presented by Rachel Lane — renowned expert on downsizing, aged care and retirement living. Join us for an informative session on the benefits of downsizing to a new apartment and learn more about the range of financial options available to downsizers. When: 10am to 12pm, 24 October 2024Where: Corrimal RSL Memorial Club, 168 Princes Highway,
- [Navigating Retirement Living Seminar, Blueheath Medowie | 30 October](https://downsizingmadesimple.com.au/navigating-retirement-living-seminar-blueheath-medowie-30-october/) - Join retirement expert Rachel Lane and specialists to explore stress-free living options like retirement villages, granny flats, strata apartments, and more. Learn about the legal, financial, and lifestyle aspects of retirement. Enjoy a complimentary lunch and tour resort facilities and display homes.
- [A cheaper retirement option? Serviced apartments could be the answer](https://downsizingmadesimple.com.au/a-cheaper-retirement-option-what-to-know-about-serviced-apartments/) - Serviced apartments in retirement villages can offer affordable accommodation with access to support services. Find out about the costs, impact on your pension, and the care options available.
- [Victorian library tour a great success!](https://downsizingmadesimple.com.au/victorian-library-tour-a-great-success/) - Discover how to access home care services in retirement villages, offering flexible, personalised support to help you age comfortably and independently.
- [Demystifying downsizing and Retirement Villages: Your guide to confident decisions](https://downsizingmadesimple.com.au/demystifying-downsizing-and-retirement-villages-your-guide-to-confident-decisions/) - Discover how to access home care services in retirement villages, offering flexible, personalised support to help you age comfortably and independently.
- [Wills, death & taxes questions answered](https://downsizingmadesimple.com.au/wills-death-taxes-questions-answered/) - Noel Whittaker answers listener’s questions on wills, death taxes, and superannuation with Lisa Leong from ABC Radio Melbourne.
- [Downsizing demystified: Exit fees and the true costs uncovered | 28 November](https://downsizingmadesimple.com.au/downsizing-demystified-exit-fees-and-the-true-costs-uncovered-28-november/) - Join Rachel Lane as she looks at the important financial elements and demystifies exit fees as well as the other factors you need to consider — such as understanding how your pension might be affected, and even the hidden benefits you might not know about!
- [Rightsizing your Life in Retirement at Aveo Concierge Bayside | 17 October](https://downsizingmadesimple.com.au/rightsizing-your-life-in-retirement-at-aveo-concierge-bayside-17-october/) - Join Rachel Lane at Concierge Bayside for a free downsizing seminar on 17 Oct 2024. Learn the financial impacts and win a copy of her book "Downsizing Made Simple"!

## Pages

- [Home](https://downsizingmadesimple.com.au/) - Rightsize for life’s next chapter. Downsizing made simple — understand financial considerations and access a Village Guru Report so your next move is your best.
- [Downsizing options](https://downsizingmadesimple.com.au/downsizing-options/) - When you were upsizing your home to accommodate a growing family you may have been limited for choice, well not when it comes to downsizing — there are a smorgasbord of options.
- [About](https://downsizingmadesimple.com.au/about/) - Unbiased information and educational resources for people looking to downsize. Access tools, resources, and be guided by experts to confidently downsize.
- [Calculators](https://downsizingmadesimple.com.au/calculators/) - Our calculators help you work out the cost of downsizing, estimate age pension, rent assistance, home care package costs & funding, and Centrelink’s deemed income and granny flat reasonableness test.
- [Newsletter](https://downsizingmadesimple.com.au/newsletter/) - Stay informed on the latest retirement living updates. Subscribe to our newsletter for insights on downsizing, retirement villages, Age Pensions, and more.
- [FAQ](https://downsizingmadesimple.com.au/faq/) - Have questions about downsizing? Explore our frequently asked questions to understand the impacts on pensions, Centrelink rules, retirement villages, and more.
- [Find a village](https://downsizingmadesimple.com.au/find-a-village/) - Search for a village that can offer you a FREE Village Guru Report, and make your next move, your best move.
- [Exercises](https://downsizingmadesimple.com.au/exercises/) - Working out where you live affects how you live and it’s not something you can change without moving again – so it’s a really important decision to get right!
- [Events](https://downsizingmadesimple.com.au/events/) - Find out about a downsizing or retirement living event near you, or attend an online webinar.
- [Videos](https://downsizingmadesimple.com.au/videos/) - Downsizing videos Check out our video library to find out more about downsizing. What it really costs to downsize Watch video » Selling an exempt asset Watch video » Stamp duty and downsizing — when you have to pay it Watch video » What to consider when downsizing from a large property Watch video »
- [Articles](https://downsizingmadesimple.com.au/articles/) - Stay up-to-date on all things related to retirement living. Explore our informative articles on downsizing, retirement and financial insights.
- [testing](https://downsizingmadesimple.com.au/testing/) - Testing Page Our calculators are coming soon. You will be able to calculate the cost of downsizing, estimate your age pension rent assistance, home care package costs and funding, and Centrelink’s deemed income and granny flat reasonableness test. Testing Page Once you provide us with your email address, you can use the google maps village
- [Book launch](https://downsizingmadesimple.com.au/book-launch/) - Join us to celebrate the much anticipated release of the 2nd edition of Downsizing Made Simple. Places are limited, so book early.
- [The downsizing journey](https://downsizingmadesimple.com.au/the-downsizing-journey/) - Ready to start your downsizing journey? Follow these five basic steps to find the right home for your needs, now and into the future.
- [Contact](https://downsizingmadesimple.com.au/contact/) - Want to know more? We’d love to help! Connect with us for assistance on your downsizing journey or help to find a village by completing our contact form.
- [Privacy policy](https://downsizingmadesimple.com.au/privacy-policy/) - Your privacy is important to us. Read our Terms and Conditions and Privacy Policy.
- [Thankyou-newsletter](https://downsizingmadesimple.com.au/thankyou-newsletter/) - Welcome to our community of savvy downsizers! We’re delighted to have you join us. While you eagerly await our next newsletter, delve into our curated articles

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## Categories

- [Downsizing](https://downsizingmadesimple.com.au/category/downsizing/)
- [News](https://downsizingmadesimple.com.au/category/news/)
- [Author: Rachel Lane](https://downsizingmadesimple.com.au/category/author-rachel-lane/)
- [Author: Noel Whittaker](https://downsizingmadesimple.com.au/category/author-noel-whittaker/)
- [Authors: Rachel Lane & Noel Whittaker](https://downsizingmadesimple.com.au/category/authors-rachel-lane-noel-whittaker/)
- [Village Guru](https://downsizingmadesimple.com.au/category/village-guru/)
- [Events](https://downsizingmadesimple.com.au/category/events/)
- [Videos](https://downsizingmadesimple.com.au/category/videos/)

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- [pension](https://downsizingmadesimple.com.au/tag/pension/)